Course curriculum

  • 1

    Introduction

    • Course Objectives

    • Download Course Files

  • 2

    Debt as a Funding Source

    • Capital Structure

    • Debt vs. Equity

    • Secured vs. Unsecured Loans

    • Debt Repayment Profile

    • Capital Stack

    • Acquisition Financing Structure Example

    • Banking Spectrum

    • Interactive Exercise 1

  • 3

    Revenue & Profitability

    • Interest Rates, Treasury Yields, and Fed Funds Rates

    • Credit Ratings and Agencies

    • Net Interest Income

    • Cost of Funds

    • Credit Spread

    • Loss Given Default

    • Risk-Adjusted Return

    • Risk-Adjusted Return on Capital

    • Risk-Adjusted Return Example

    • Financial Institutions vs. Private Lenders

    • Interactive Exercise 2

  • 4

    Pricing, Structure, & Execution

    • Balance Sheet Lending vs. Securitization

    • Fixed Rates vs. Floating Rates

    • Term Financing vs. Operating Credit

    • Committed vs. Uncommitted

    • Pricing Exceptions

    • Client Negotiations

    • Interactive Exercise 3

  • 5

    Risk Rating & Profitability Model

    • Risk Rating and Profitability Model - Client Introduction

    • Introduction to Risk Rating Model

    • Income Statement

    • Balance Sheet

    • Debt Input Schedule

    • Risk Rating and Profitability

    • RAROC Scenario Analysis

    • Download Completed Model

  • 6

    Conclusion

    • Conclusion

  • 7

    Qualified Assessments

    • Qualified Assessment

    • Share Your Feedback

    • Course Completion